Short-Term Working Capital Loan

Purpose: Provides short-term financing for micro and small businesses to manage cash flow and operational needs.

Offered by 4G Capital

Short-Term Working Capital Loan

Details

Repayment Tenor: 6, 9, and 12 months

  • Interest Rate: 0.83% per month (10% APR)

  • Repayment Frequency: Monthly installments with partial payments due starting on the 60th day, spread over the remainder of the period

  • Incentives and Rewards:

    • Congratulatory messages and recognition

    • Networking and cross-learning exchanges

    • Loan limit increase/graduation

    • Discounts for early settlements (10% of loan interest)

Eligibility Criteria

  • Businesses operational for at least 1 month for loan amounts between KES 5,000 - 19,999

  • Businesses operational for at least 3 months for loan amounts between KES 20,000 - 49,999

  • Businesses operational for at least 6 months for loan amounts between KES 50,000 - 100,000

To apply